Service Description
MinnesotaCare is a health care program that is administered by the Department of Human Services and 47 of Minnesota’s 87 counties. MinnesotaCare is available for people who do not have health insurance. A monthly premium is required based upon family size, income and number of family members covered.

Minnesota residents who do not have access to affordable health insurance.

To qualify, you must:
  • Have a Social Security number or be willing to apply for one.
  • Live in Minnesota: If you are an adult and do not have children living with you, or if your children are over age 21, you must have lived in Minnesota for 6 months.
  • Be a U.S. citizen or non-citizen lawfully residing in the U.S.
  • Not have other health insurance now or have had health insurance (including Medicare), for at least 4 months except for Medical Assistance enrollees whose health insurance premium was paid for by Medical Assistance.
  • Not be able to get health insurance through an employer who offers to pay at least half the monthly cost. Some children may be eligible if they have health insurance.
A MinnesotaCare enrollment representative will review your application and tell you if your insured children qualify.

Income Limits
Income limits vary depending on family size.

Asset Limits
  • There is no asset limit for pregnant women and children under 21.
  • For all others, the asset limit is $10,000 for a family of 1 and $20,000 for a family of 2 or more.
The most commonly counted assets include:
  • Cash
  • Savings accounts
  • Checking accounts
  • Certificates of deposit
  • Stocks and bonds
  • Motor vehicles not used for employment purposes
  • Recreational vehicles such as 4-wheelers, snowmobiles, boats/motors/trailers and campers
  • Land or houses you do not live on or in
  • Amount of capital and operating assets of a trade or business that exceed $200,000
Assets that are not counted include:
  • The home you live in
  • Household and personal goods such as clothing, jewelry, furniture, appliance and tools and equipment used in the home
  • Motor vehicles used for employment purposes
  • Individually owned pension and retirement funds
  • There may be other assets that your family owns that may be counted or excluded