Service Description
MinnesotaCare is a health care program that is administered by the Department of Human Services and 47 of Minnesota’s 87 counties. MinnesotaCare is available for people who do not have health insurance. A monthly premium is required based upon family size, income and number of family members covered.

Eligibility
Minnesota residents who do not have access to affordable health insurance.

To qualify, you must:

• Have a Social Security number or be willing to apply for one.
• Live in Minnesota: If you are an adult and do not have children living with you, or if your children are over age 21, you must have lived in Minnesota for 6 months.
• Be a U.S. citizen or non-citizen lawfully residing in the U.S.
• Not have other health insurance now or have had health insurance (including Medicare), for at least 4 months except for Medical Assistance enrollees whose health insurance premium was paid for by Medical Assistance.
• Not be able to get health insurance through an employer who offers to pay at least half the monthly cost. Some children may be eligible if they have health insurance.

A MinnesotaCare enrollment representative will review your application and tell you if your insured children qualify.

Income Limits
Income limits vary depending on family size.

Asset Limits

• There is no asset limit for pregnant women and children under 21.
• For all others, the asset limit is $10,000 for a family of 1 and $20,000 for a family of 2 or more.

The most commonly counted assets include:

• Cash
• Savings accounts
• Checking accounts
• Certificates of deposit
• Stocks and bonds
• Motor vehicles not used for employment purposes
• Recreational vehicles such as 4-wheelers, snowmobiles, boats/motors/trailers and campers
• Land or houses you do not live on or in
• Amount of capital and operating assets of a trade or business that exceed $200,000

Assets that are not counted include:

• The home you live in
• Household and personal goods such as clothing, jewelry, furniture, appliance and tools and equipment used in the home
• Motor vehicles used for employment purposes
• Individually owned pension and retirement funds
• There may be other assets that your family owns that may be counted or excluded